Internal team one-pager

PayDave

Cash flow for tradespeople, without the customer paying a deposit. A concept for the team.

This page moved from / to /team under the M7 marketing-site scope change. The marketing site is at /.

The problem

For tradespeople

The bill usually lands a few weeks after the work's done. PayDave lets the wait stop being your cash-flow problem.

For customers

You meet a trader on Tuesday. They ask for half up front. You say yes, because what else can you do?

How it works

  1. 1

    He sends a link

    You tap once. You pay any setup charge passed on — or nothing today if he carries it.

  2. 2

    He checks in each day

    You see every receipt. You can pause any time.

  3. 3

    Job done

    He sends the bill. You pay once, at the end.

The trader's terms card

Three numbers. The app does the maths.

Open the New Job screen in a new tab ↗

The money model

Who pays what, who owes what, where the risk sits.

  • Customer pays no deposit. If the setup charge is passed on, they pay it at acceptance; otherwise they pay nothing until the final bill.
  • Trader takes a slice of his labour as the job is proved. If the bill is not paid by day 120, the trader covers what he took out of his own pocket. The risk is the trader's, never the customer's.
  • If something goes wrong, the cost is the trader's. Not the customer's.

What's NOT in it

  • No contracts to sign
  • No milestones to chase
  • No monthly subscription
  • No credit check on you
  • No fees on the card. Ever.
  • No jargon — just a card and a bill